Home, Auto, Life & Business Insurance Services
Insurance doesn’t have to be complicated.
We make it easy to understand your options, compare policies, and choose coverage that fits your needs and budget. From everyday protection to long-term planning, our team is here to simplify the process and give you peace of mind.
Auto Insurance
From daily commutes to weekend getaways, the right auto insurance keeps you confidently on the road. We offer liability, collision, and comprehensive protection — with added savings for safe drivers, multi-vehicle policies, and bundled coverage.
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Auto insurance protects more than just your car. It includes liability if you cause an accident, collision for your own vehicle, comprehensive for things like theft or storm damage, and sometimes medical coverage. We’ll break it down clearly so you know exactly what’s included.
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Liability-only meets the legal minimum, but it won’t repair your car. Full coverage adds collision and comprehensive, which is smart if your car is newer or financed. Our agents will review your situation so you can feel confident you’ve chosen the right fit.
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Safe driver, bundling home and auto, paying in full, auto-pay, and programs called telematics — these use a mobile app to track safe driving and reward you with savings. Our team will check all your options so you don’t miss a discount.
Homeowners Insurance
Your home is where life happens. Our coverage protects your house, belongings, and liability — with optional add-ons for extra protection for home upgrades, flood or earthquake. Bundle with auto to maximize savings and simplify your insurance.
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Description text goThink of it as your home’s safety net. It protects the structure, your personal belongings, and your liability if someone is injured on your property. It can even cover your living expenses if you have to move out after a covered loss. Every home is unique, and our team will go through it with you step by step so you feel confident knowing your most important asset is protected.es here
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The right amount should cover the full cost to rebuild your home — not just its market value — along with replacing your belongings and protecting your liability. We’ll walk you through rebuilding costs and coverage options together so you feel prepared, not pressured.
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Yes — renters insurance protects your personal property against theft, fire, and more, even if you don’t own the building. It also includes liability coverage if someone is injured in your space. For the value it provides, it’s one of the smartest decisions you can make.text goes here
Life Insurance
Life insurance provides peace of mind for your loved ones. Options include flexible term and permanent options to fit your goals and budget. Our team will help you choose the right fit without overpaying.
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The right amount depends on your financial situation and goals. Many people aim for coverage that can replace several years of income, pay off debts like a mortgage, and cover future expenses such as college tuition. We’ll help you calculate a number that makes sense for your family.
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Employer-provided policies are a great benefit, but they often only cover 1–2 times your salary and may not follow you if you change jobs. Having your own policy ensures you’re fully protected and not dependent on your employment.
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Term life insurance offers protection for a set period (10, 20, or 30 years) and is usually the most affordable option.
Permanent life insurance lasts your entire lifetime and can build cash value you can borrow against.
We’ll walk you through both so you can decide what fits your goals and budget best.
Business & Commercial Insurance
Running a business comes with risks, so we help you plan for them. Our coverage protects against liability, property damage, and employee injuries. Solutions are tailored for small businesses, contractors, and professionals.
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We do. Builders risk policies protect homes or structures while they’re under construction or renovation. Our agents can make sure your project has the right protection from start to finish.
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Absolutely. We offer policies designed for landlords and property investors, protecting the structure, liability, and even lost rental income in some cases. Our team will help tailor coverage so your investment stays secure.
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Yes. We provide business insurance solutions — from general liability to workers compensation — to help safeguard your company, your team, and your livelihood. Our agents can build a plan that grows with your business.
Specialty Coverage
We also offer protection for life’s unique needs, including:
Landlord & Seasonal Rental Insurance
Builders Risk & Vacant Property Insurance
Boat, RV & Off-Road Vehicle Insurance
Collector Vehicle Insurance
Pet Insurance
Disability Insurance
Long Term Care
Retirement Planning
The Values Behind Every Policy
Integrity: We act with honesty and reliability, building trust and earning loyalty in every interaction.
Care: We treat clients, partners, and teammates with genuine kindness and consideration.
Excellence: We deliver high-quality solutions and take ownership of our results.
Boldness: We lead with strength and embrace change with utmost courage.
Teamwork: We unite as one and we win as one because Teamwork makes the dream work.
What Others Are Saying About New Day
“Tanya and Eric are great at going over the coverage they offer and tailoring it to your individual needs. They don’t oversell items that you don’t need, and they are honest people. Highly recommend to anyone looking for new coverage or wanting to switch from another carrier.”
—Brett Escarza
“My agent was wonderful. He was able to save me over $1200 from my old insurance company. I did a bundle package and it was flawless.”
—Cindy Cate
“Tanya Vu runs a terrific office, IMO. They check up on my accounts at renewal times and let me know if there is money to be saved, without putting on the hard sell. Also, there is no call center. Thanks, Tanya and staff! Keep up the great work!!”
—Annette Merchant
General Insurance FAQs
What is liability coverage?
Liability is one of the most important protections you’ll ever carry. It pays if you’re responsible for injuries or property damage. Our team will review your limits with you so you’re not left exposed — and so you can feel confident your income and assets are safe.
What is an umbrella policy, and do I need one?
Umbrella coverage adds extra liability protection on top of your auto and home. It’s surprisingly affordable and can protect your financial future from big lawsuits. Our agents will help you decide if it’s right for you.
Will filing a claim make my rates go up?
Sometimes yes, sometimes no. It depends on the size of the claim, whether you were at fault, and your history. Our agents will always be upfront before you file, so you can make the decision that’s best for you.
Can I switch insurance companies anytime?
Yes. You don’t have to wait for renewal. Just be sure your new policy is active before canceling the old one. Our team will help with timing so you stay protected without gaps.
What types of insurance does New Day offer?
We offer a full range of protection — auto, home, renters, life, business, and more. Beyond the basics, our team also provides solutions for pets, retirement planning, builders’ risk, rental property coverage, and workers’ comp. If it matters to you, chances are we can help protect it.
Where is New Day licensed to do business?
We’re licensed to serve residents in Tennessee, Alabama, and Georgia. Whether you live in Ooltewah, Nashville, Huntsville, Birmingham, Atlanta, or anywhere in between, our team is ready to help.
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Ready to Get Started?
Insurance doesn’t have to be complicated. Request a free, no-obligation quote by filling out the form or by phone.
Phone: (423)-910-6008